Heather Holjevac, CFP, CDFA, EPC
FP Canada™ Fellow
Financial Planner
Financial Literacy Advocate

Who is Heather Holjevac

After Heather watched her mother struggle following a divorce with little financial planning support, she knew there had to be better options. Through extensive financial education, Heather received her CFP (Certified Financial Planner™) designation, CDFA (Certified Divorce Financial Analyst) designation, and EPC (Elder Planning Counsellor) designation. Heather was able to research effective ways to help individuals and families, so they wouldn’t have to go through the same financial hardships her mother went through. Many of Heather’s clients are boomers, busy caregivers, women transitioning into retirement, finding themselves single due to a divorce or death of a spouse, or downsizing their home.

Heather Holjevac is an award-winning CFP,  financial planner, and featured speaker with over 30 years of work in the financial industry to provide thousands of families and professionals in Canada with the education and tools to improve their financial literacy.

In June 2019, Heather made the decision to go independent and founded the Holjevac Financial Group. This has allowed her to continue her focus on her passion for educating a diverse set of individuals, improving financial literacy, and empowering women to achieve financial independence, as well as providing complete financial peace of mind.

Heather's focus is on assisting these individuals with solutions to these major life decisions.  She assists with Caregiver Assistance Planning, Disability Tax Credit, Downsizing, and Relocation, Job loss analysis/Severance Planning, Cash Flow, Tax Minimization, Retirement, Divorce and Estate Planning. Heather thoroughly understands that building wealth goes well beyond your investment portfolio.

Heather's Expertise

The pairing of Heather’s extensive knowledge in Tax, Retirement, and Estate Planning with her Financial Planning Process, uniquely qualifies her to help you at any stage of your life and in any financial situation.

Heather is involved in several networking associations, whose mandates are to further the interests of women. These include the Positive Fabulous Women and the Universal Women’s Network, which are supported by the Annual Toronto Women’s Expo. She is also involved in many community groups working with and assisting Boomers, Caregivers, and seniors.

Heather speaks at various seminars, including ones offered by the Arthritis Society, the Alzheimers’ Society, and the Toronto Public Library. She also participates in the Ask the Expert Series, “Boomers on the Move”. Through her continued focus on Education Seminars, Heather was awarded the FP Canada Fellow Distinction in 2012. She is one of approximately 70 CFP individuals who have been awarded this distinction, out of over 17,000 CFP’s across Canada. This award was established to recognize CFP’s who have made an outstanding contribution to further FP Canada’s mandate, which is to lead the advancement of professional Financial Planning in Canada.

Heather was born and raised in Saint John, New Brunswick, and continues to assist her elderly parents. She lives in Mississauga, Ontario with her husband, and she has two adult children. Her son, TJ, works in the music industry while her daughter, Elizabeth, works with the Federal Government. Heather’s favorite activities include walking, reading, traveling, theatre, and spending weekends with family and friends at her second home in Sauble Beach.